Estate Protection
Plan ahead for your loved ones
Helios2 – 75/100 i is for you if you want to maximize the value of your estate and help your loved ones cut through the red tape of the estate settlement process.
Helios2 – 75/100 i guarantees 75% of the value of your Deposits at maturity and 100% at death. The Death Benefit is reset every year, up to a certain age, based on inflation or market growth, whichever is higher.
KNOW WHAT YOU'RE BUYING
Why choose Helios2 – 75/100 i?
Helios2 – 75/100 i guarantees 75% of the value of your Deposits at maturity and 100% at death. The Death Benefit is reset every year, up to a certain age, based on inflation or market growth, whichever is higher.
1. Estate Protection against Inflation Unique in Canada!
Stop worrying about inflation or market downturns eating into the value of your estate. With Helios2 – 75/100 i, your Death Benefit will be reset every year based on the higher of:
- The inflation-adjusted value
- The market value
- 100% of your Deposits
- The amount established the previous year
That means the value of your estate will never go down — and it could even go up!
2. Prompt Payment of the Death Benefit
Upon your death, your Beneficiary will receive the value of your Contract in just five days. It’s a lot faster and easier than waiting for the estate to be settled!
Payout of investments upon death
Your Beneficiary is the person or organization who will receive the higher of either the value of your Contract or the Death Benefit when you die.
3. Investment options
We offer a variety of ways for you to reach your investment goals:
- 5 investment solutions
- 4 responsible investment portfolios
- 30 individual Funds
For more information about the Funds available through the Helios2 Contract, please see the leaflet.
1. The annual automatic reset of the Minimum Death Benefit Amount continues until the Annuitant reaches age 75. Please refer to the Contract and Information Folder for details about the automatic resets of the Minimum Death Benefit Amount and how the Death Benefit relates to Deposits made after that time.
2. Conditions apply, including receipt of the appropriate documentation, such as a death certificate. The Beneficiary or Beneficiaries to whom you want the Death Benefit to be paid must be designated by name.
In this document, the Contract Owner and the Annuitant are the same person. If in your case these are not the same person, please see the Contract and Information Folder.
Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.
The Contract and Information Folder contains important information on the Desjardins Financial Security Guaranteed Investment Funds Plan – Helios2 and the DFS Guaranteed Investment Funds. It also contains a glossary of defined terms (these terms are capitalized in this document). Please read it carefully before investing.
Helios2 is a trademark owned by Desjardins Financial Security Life Assurance Company. DFS Guaranteed Investment Funds is a trademark owned by Desjardins Financial Security Life Assurance Company. DFS Guaranteed Investment Funds are established by Desjardins Financial Security Life Assurance Company.
DFS stands for Desjardins Financial Security Life Assurance Company.
Contact us to learn about Estate Protection.
As a financial planner at DFSIN and DFSI, I look forward to meeting you and understanding your goals and needs.
As a professional in the field of insurance and investments, my understanding of people's goals and aspirations has created a lasting bond over two decades. The key to their success has been my passion for excellence.